Gain a comprehensive and consistent view of your firm’s counter-party risk by combining financial
spreading, credit analysis and robust data storage using one flexible, secure enterprise platform. Be
confident you have the fundamental elements in place to dynamically build and deploy sophisticated internal rating models which exceed internal and regulatory requirements.
The Challenge: Dynamic, Transparent Internal Rating Systems
Today, banking regulators are demanding a shift from a credit review process contingent on the opinions of individuals
to a systematic process based on objective inputs and understood internal rating models that best predict default
events. This change, primarily driven by the need for more accurate, timely risk assessments, is critically dependent on
standardized financial and non-financial risk inputs. At the same time, regulators are requiring banks to document the
inputs and outputs of their internal ratings processes. The challenge of bringing this data together is further complicated
by the fact that bank portfolios are diverse, operating across many different credit types and geographies.
The Solution: Standardized Collection, Analysis and Storage of Credit Data
RiskAnalyst simplifies and standardizes the way firms collect, analyze and store credit data, laying the groundwork for sound internal credit
practices for firms of all sizes across a wide-range of industries.
Using RiskAnalyst, you can:
Collect Financial and Qualitative Data
- Create efficiencies by standardizing the way your firm spreads financial and non-financial data
- Minimize data entry errors using one of our industry-compliant financial templates
- Obtain a comprehensive view of each customer across a wide-range of assets including company financials, real estate holdings,
borrower financials and other pertinent data – all in one location
Analyze and Report
- Improve your accuracy and make better lending decisions by using our dual-risk rating platform to calculate probability of default (PD), loss given default (LGD) and other credit risk metrics in one place
- Save time and reduce complexity by implementing standardized credit risk scorecards which outline rating decisions
- Improve business performance by embedding your risk policies into our structured risk management framework
- Build valuable financial projections and perform scenario analysis without any limitations on the use of historical data
- Easily create reports for a variety of audiences including analysts and senior management
Store Data in a Centralized Database
- Streamline your credit decision process and understand where your single-obligor and transaction risk lie by having a single source for all data
- Avoid data loss and redundancy
- Reduce turn-around time for management, audit and regulatory inquiries
The Difference: Flexible and Integrated Credit Risk Assessment Tool
RiskAnalyst is designed with flexibility in mind. RiskAnalyst’s open architecture design enables integration with proprietary and third-party
applications and ratings models. Users can intelligently create internal rating models – either on their own or using Moody’s Analytics’
industry-leading internal rating templates as a starting point – using the authoring tools available with RiskAnalyst Studio.
RiskAnalyst works natively with our other leading credit risk management quantitative models including RiskCalc™ for evaluating private firm
default risk, CreditEdge® for public firm default risk and Commercial Mortgage Metrics for income producing real estate properties. With this
many capabilities available in one package covering such a wide range of asset types, clients achieve even greater precision and accuracy in
evaluating credit risk.
Low Total Cost of Ownership and Regulatory Compliance
RiskAnalyst is a three-tier architecture (database server, application server and workstation), browser-based solution. RiskAnalyst’s flexible
architecture, which includes robust security functionality, allows you to manage your risk assessments centrally and eases the deployment
of your proprietary internal risk policies. With RiskAnalyst’s unique architecture and modular components, you will meet your credit risk
assessment goals and reduce your total cost of ownership.
Professional Services, Training and Client Service
Our Professional Services team provides installation consulting, training and custom development for RiskAnalyst to suit the needs of your
institution. Our offerings include end-user and administrator training, customization of financial templates and rating models, integration with
internal applications, data migration and localization.
Superior client service is one of the most distinguishing characteristics of Moody’s Analytics. Our global support team follows the sun so
customers can expect to receive personal attention and access to product experts on a continual basis.
Moody's KMV RiskAnalyst Documentation
Please click on a language in the below tables to view the respective Moody's KMV RiskAnalyst documentation. All files are in PDF format.
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